FluxZAP
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Payments platform · Latin America

Sell online.
Get paid across Latin America.

FluxPayment brings checkout, payment links and the local methods of 8 countries into one account. In Brazil, PIX is confirmed within 5 minutes and settled on D+1.

8 countries · PIX at 2.5% in Brazil

8
countries in Latin America
2.5%
per PIX received
D+1
settlement

Payment link charge

Online course · FluxPayment checkout

Example

R$1,280.00

Fee2.5%
You receiveR$1,248.00
Payment confirmed

Available today

PIXCredit cardBoletoBranded checkoutPayment linkProducts and offersCouponsAffiliatesPIX withdrawal

Everything to sell and get paid

Branded checkout

A payment page with your logo, colors and copy, ready for mobile and desktop.

Payment links

One fixed link per product to share on your site, social media or WhatsApp.

PIX with automatic confirmation

QR Code and copy-and-paste code instantly. The sale turns paid as soon as PIX is confirmed.

Products and offers

Register products, prices and add-on offers in the same checkout.

Discount coupons

Fixed or percentage codes with expiry and usage limits.

Affiliates

Add affiliates with their own code and track sales and commissions.

Balance and withdrawal

The net amount goes to your balance and withdrawals go to your PIX key.

Statements and reports

Every sale, fee and withdrawal is recorded for your finance team.

From payment to withdrawal

The customer pays by PIX. FluxPayment confirms the payment, deducts the fee and credits the net amount to your balance.

01

The customer pays

Chooses PIX at checkout and pays in the bank app with QR Code or copy-and-paste.

02

Confirmation arrives

The settlement partner confirms the PIX within 5 minutes and the sale is marked paid, with no manual check.

03

You withdraw

The net amount settles on D+1 and can be withdrawn to your PIX key.

Eight countries. One account.

Charge with each country’s local method: PIX in Brazil, SPEI and CoDi in Mexico, PSE and Nequi in Colombia, WEBPAY in Chile and more. Balances are kept in each country’s local currency.

BRLliveMXNliveCOPlivePENliveCLPliveBOBliveARSliveUSDlive

Brazil

PIX · live

Mexico

SPEI and CoDi · live

Colombia

Bre-B, PSE, Nequi, Efecty and bank transfer · live

Peru

CIP, bank transfer and e-wallets · live

Chile

WEBPAY, bank transfer, cash and e-wallets · live

Bolivia

E-wallets and QR codes · live

Argentina

P2P bank transfer · live

Ecuador

Bank transfer, cash and PEIGO · live

Available balance · example

R$12,480.00

Withdrawal to your PIX key

R$50 to R$15,000 · 1.5% fee

R$5,000.00

Fees by country

The pay-in fee is deducted from each confirmed payment and the payout fee from each withdrawal. No monthly fee and no rolling reserve.

BRLBrazilian Real
Pay-inPIX 2.5%Card 3.99% + R$0.49 · Boleto 2.5% (min. R$3.49)
Payout1.5%
MXNMexican Peso
Pay-in3.9% + MXN 5.00
Payout2% + MXN 5.00
COPColombian Peso
Pay-in5.9% + COP 2,000
Payout3.9% + COP 2,000
PENPeruvian Sol
Pay-in6.5%minimum PEN 8.00
Payout3.5% + PEN 2.00
CLPChilean Peso
Pay-in6.9%
Payout3.5% + CLP 1,500
BOBBolivian Boliviano
Pay-in4.9%
Payout3.9%
ARSArgentine Peso
Pay-in6.9%
Payout3.9%
USDUS Dollar
Pay-in6.9%minimum USD 1.50
Payout4.5% + USD 0.50

Per-transaction limits and settlement times for each country are listed in the Terms of Use.

Security and compliance at every step

Encrypted data

HTTPS across the site, hashed passwords and encrypted sensitive credentials.

Two-step verification

A second factor protects access to your account.

Signed notifications

A PIX confirmation is only accepted with a valid digital signature from the settlement partner.

Verified merchants

Every account goes through identity verification and transaction monitoring (AML/CFT).

Frequently asked questions

Ready to get paid
across Latin America?

Open the account, complete verification and publish your first checkout.

8 countries · No rolling reserve